The Summary of Benefits and Coverage (SBC) is a new standardized format for benefit plan coverage information required by health care reform.  This new summary will allow employees a method of comparing available benefit plans and benefit coverage they may have available through other employers.  The Summary of Benefits and Coverage for each of our medical plans is located below.


PPO Plan 1 - Summary of Benefits & Coverage

PPO Plan 4 - Summary of Benefits & Coverage

HMO POS Plan 9 - Summary of Benefits & Coverage


You have a right to request and obtain a paper version of the SBC at no charge. Contact Leighann Boyer, Benefits Manager, who acts on behalf of the plan administrator, at (540) 375-2288,, or 221 College Lane, Salem, VA 24153, to request a paper version.