Open Enrollment 2015
October 29 - November 12, 2014
Our 2015 Benefits Open Enrollment period begins October 29th! During the Open Enrollment period, all benefit-eligible employees are required to select their benefits for January 1, 2015, including those employees who want their benefits to remain the same and those employees who waive coverage. Employees have the option to elect the same benefits, make changes to their benefits, waive coverage, and drop or add eligible dependents. The following benefits will be available:
- Health Insurance
- Dental Insurance
- Flexible Spending
- Voluntary Vision Insurance
All benefit elections will become effective January 1, 2015 and remain in effect during the entire plan year unless the employee experiences a qualifying event such as marriage, birth/adoption of a child, or loss of other coverage. Please see the qualifying events summary for detailed information.
Benefit Enrollment Online
All benefit-eligible employees will select their benefits through their MyRoanoke account. Once logged in, you can view your current benefit elections, level of coverage, the dependents you cover and the available benefit options for 2015. Please see the following link for complete instructions: Benefit Enrollment Instructions
Health Plan Information
Roanoke College will continue to offer three medical plan options all offered through Anthem Blue Cross Blue Shield. For the 2015 plan year, all of our medical plans will offer additional preventive care services. The HMO Plan 9 will offer out-of-network coverage and will now be called HMO POS Plan 9.
Prescription Drug Plan Change
Under the new prescription drug agreement, the consortium will contract directly with Express Scripts and separate the prescription drug plan from our Anthem medical plan. Because of this change, employees will now have a separate identification card for prescription drug coverage as well as their usual Anthem medical identification card. In late December, employees should receive a new Express Scripts identification card, effective January 1, 2015, for use at the retail pharmacy or the home delivery pharmacy service. All prescription claims history, current prescriptions, and any drug prior authorizations that were already on file with Anthem will transfer directly to Express Scripts.
The consortium researched the formulary based on current prescriptions for all CICV colleges. The formulary reports show that 2% of prescriptions filled by consortium members on Anthem tier 3 will move to Express Scripts tier 2 resulting in a lower co-pay. Any tier changes resulting in a cost savings for members will become effective in January 2015 at the beginning of the new plan year. The formulary reports also indicated that .6% prescriptions from Anthem tier 2 will move to ESI tier 3 or become non-covered. The consortium negotiated a three-month benefit transition period from January - March 2015. During these three months, affected members will continue to pay their current Anthem co-pay amount for the specified prescriptions until April 2015 when the prescription will change to the Express Scripts tier 3 co-pay or become non-covered. As a result of these formulary changes, we have provided a link to the formulary so employees may check the formulary for their prescriptions and to plan for any adjustment to flexible spending contributions.
Dental Plan Information
Roanoke College will continue to offer two dental plans through Ameritas Group and all dental benefits remain unchanged. Dental benefits for Low and High Option are summarized below.
Voluntary Vision Plan Information
The College will continue to offer the Voluntary Vision Plan through Davis Vision.
To find a Davis Vision provider in your area:
Go to the Davis Vision website at www.davisvision.com/Members
- Under "Open Enrollment" at the bottom of the page, enter 2704 in the Client Code field and then click Submit to open the Roanoke College Welcome page.
Flexible Spending Information
Our flexible spending plan continues to be managed by LD&B Insurance Agency located in Harrisonburg, VA. One of the advantages of outsourcing this product is that employees now have use of a “Benny” card. This card acts much like a debit card tied directly to your flexible spending accounts. When presented at your doctor’s office and pharmacy, your medical charges are automatically deducted from your designated healthcare flexible spending balance. If you currently participate in flexible spending, you should retain your Benny Card for use in the new plan year.
Another feature of LD&B is that you will have immediate access to your account balances online through the LD&B website. Upon enrollment into the flexible spending plan, employees will be issued a PIN number that will allow access to submit claims and view balances. For more information regarding flexible spending accounts, please take time to view our Flex Benefits Illustration of Tax Savings or Flex Benefits Enrollment Information.
If you are a current Flexible Spending participant, you must re-enroll each year through Benefit Enrollment Online. This benefit does not automatically continue each year.
For questions regarding Open Enrollment or any of our benefit offerings, please contact Human Resources: 375-2288, 375-2442, or 375-2455 or visit our office on the first floor of College Hall.