Open Enrollment 2025
Roanoke College Benefits Open Enrollment 2025
During the Open Enrollment period, all benefit-eligible employees must select their benefits for the 2025 plan year, including those employees who want their benefits to remain the same and those employees who waive coverage. Employees have the option to elect the same benefits, add or change benefits, waive coverage, and drop or add eligible dependents. The following benefits will be available:
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All benefit elections will become effective January 1, 2025 and remain in effect during the entire plan year unless the employee experiences a qualifying event such as marriage, birth/adoption of a child, or loss of other coverage.
Please see the qualifying events summary for detailed information.
2025 Open Enrollment Dates
The 2025 Open Enrollment period will run Monday, October 21st thru Monday, November 4th.
2025 Open Enrollment Digital Guide
The 2025 Open Enrollment Digital Guide is a comprehensive road map for Open Enrollment! Please click the link below to view the 2025 Open Enrollment Digital Guide!
2025 Open Enrollment Digital Guide
2025 Premiums
To view your premiums for your insurance, please select the appropriate premiums that correlates with your pay class.
2025 Premiums - Monthly Employees
2025 Premiums - Bi -Weekly 26 Employees
2025 Premiums - Bi -Weekly 20 Employees
2025 Open Enrollment - What You Need to Know!
- Open Enrollment In Self-Service
- Open Enrollment is accessed through employee Self-Service. Once logged in, you can view your current benefit elections, level of coverage, the dependents you cover and the available benefit options for 2025.
Please see the following link for instructions:
Link to Employee Self-Service
Open Enrollment in Self-Service Instructions
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- Open Enrollment in Self-Service is available under the benefits sections of Employee Self-Service!
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- New Anthem Insurance Cards
- For the 2025 plan year employees and participants be issued new Anthem insurance cards.
- Prescription Drug - Changes to Essential Formulary & Mandatory 90-Day Maintenance Medication
- Beginning in January 2025 the VPC will implement the Essential Formulary for participant medications.
- See below for more details!
- Also beginning in January, all maintenance medications must be filled via 90-day supply.
- Employees and participants can still use both retail and/or mail order pharmacies.
- Beginning in January 2025 the VPC will implement the Essential Formulary for participant medications.
- Change to Optional Vision - UniView Vision Name Change
- In 2025 our voluntary vision will be changing names from UniView Vision to BlueView Vision.
- Employees and participants who enroll in optional vision will have their optional vision coverage combined with their Anthem insurance card (only 1 cards for 2025)
- Introducing Anthem EAP
- The VPCBC will be adding Anthem Employee Assistance Program (EAP) for all employee and they dependents beginning in January 2025.
- Employee Assistance Programs (EAP) provide quick and easy access to no-cost support and resources to help meet the challenges of everyday life and provide critical support in a crisis.
- This EAP benefit will be in ADDITION to our EAP benefit Roanoke College has with Psychological Health Roanoke
Open Enrollment Medical Plan Information
Health & Prescription Drug
Health
Roanoke College will continue to offer three health plan options and all offered through Anthem Blue Cross Blue Shield with no major plan design changes.
Anthem LiveHealth Online is a virtual physician visit service offered by Anthem and be a more convenient and cost-effective alternative for most routine types of illnesses or injuries. LiveHealth Online medical visits cost as low as a $5 copay (depending on plan) making LiveHealth an even more affordable option.
Prescription Drugcan
Prescription drug coverage will continue through CarelonRx.
Beginning in January 2025 the VPC will implement the Essential Formulary for participant medications. The Essential Formulary is available here. Participants with prescriptions impacted by this change will receive notification prior to January 2025.
The value based maintenance drug benefits will continue to be offered for all plans. For 2025, All maintenance medications must be filled using a 90-day script at either a retail location or using CarelonRx pharmacy mail order.
The value based maintenance drug benefit offers certain maintenance medications at low or no cost to the member. Maintenance medications help keep you healthy because they prevent illness and other health conditions.
CarelonRx Maintenance Prescription List
To learn more about the Roanoke College Health & Prescription Drug plans, please see the following helpful links or check out the Open Enrollment Digital Guide!
Benefit Guide for All Roanoke College Health Plans
Summary of Benefits & Coverage for Roanoke College Health Insurance Plans
Spousal Affidavit for Health Insurance
For 2025, A Spousal Affidavit will be required to be completed by every employee who covers a spouse on any of Roanoke College’s health insurance plans.
Three populations of spouses will continue to be eligible for enrollment as a dependent:
- Spouses who are not employed.
- Spouses who are employed but don't have access to coverage through their employer.
- Spouses who are employed by Roanoke College or another VPCBC member school.
To ensure coverage of qualified spouses, it is important that Affidavit’s be completed honestly and timely.
For more information about Spousal Benefits Eligibility please visit the Spousal Benefits Eligibility Page.
Dental & Voluntary Vision
Dental
The College will continue to offer two alternatives under the group dental plan with Delta Dental with no plan changes for 2025.
Voluntary Vision
Effective January 1, 2025, UniView Vision will become Blue View Vision.
Blue View Vision will continue to offer voluntary vision which offers an enhanced benefit that includes both eyeglass lenses and contact lenses benefits in the same year, increased out-of-network allowances and no formulary for frames or contact lenses. There are no changes in coverage.
To see more detailed information about like what is covered for our dental and optional vision plans, please see the Open Enrollment Digital Guide!
Flexible Spending & Health Savings Accounts
Healthcare & Limited Purpose Flexible Spending
All flexible spending and health savings accounts will continue to be managed by HealthEquity for the 2025 plan year.
Healthcare flexible spending accounts is a pre-tax benefit account used to pay for eligible medical, dental, and vision care expenses.
The college also offers a limited purpose flexible spending account that employees can to pay for eligible dental and vision expenses should they be enrolled in a High Deductible Health Plan (HDHP).
Employees may contribute up to $3,200 to their healthcare/limited purpose flexible spending accounts for 2025.
The College allows employees to rollover any remaining balance up to $640 for the 2025 plan year. In order to receive the rollover of any remaining balance (up to $640), employees MUST elect in healthcare flexible spending for the 2025 plan year.
Dependent Care Flexible Spending
Dependent care flexible spending accounts is a pre-tax benefit account used to pay for eligible dependent care services, such as preschool, summer day camp, before or after school programs, and daycare.
Employees may contribute up to $5,000 to their dependent care flexible spending accounts.
If you are a current Flexible Spending participant, you must re-enroll each year through Self Service This benefit does not automatically continue each year.
Health Savings Account
The College health savings accounts associated with our HDHP plan (plan 7) will also continue to be administered by HealthEquity.
Health savings accounts (HSA) are pre-tax benefit accounts that help pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall health care costs.
For 2025, employees may contribute $4,300 for single coverage or $8,500 for family coverage. Individuals age 55 or older can also make a catch-up contribution of $1,000 anytime during the year in which you turn 55.
Roanoke College will continue to make employer sponsored Health Savings Account (HSA) contributions to employees enrolled in the college-sponsored High Deductible Health Plan 7 (PPO Plan 7). Employees enrolled in Plan 7 will receive an employer contribution of $600 for single coverage or $1,200 contribution for family coverage.
Other Benefits
The College has several other benefits employees can enroll in at any time however due to underwriting requirements employees must enroll outside of Benefit Enrollment Online.
Term Life Insurance
Optional term life insurance for eligible employees, their spouses and dependent children is paid by the employee through payroll deduction. Premiums are determined by age and coverage amount. Medical underwriting is also required outside of the initial hire period.
Eligible employees will receive notification for their annual optional increase option for their term life after the medical Open enrollment period has ended, please keep an eye out for an email on the optional life annual increase period communications.
Questions
For questions regarding Open Enrollment or any of our benefit offerings, please contact Human Resources at 540-375-2442, or 540-375-2455 or visit our office in College Hall.